What You Need To Know:

The Biden administration has responded to the expiration of the national eviction ban, with another band-aid solution. The last moratorium expired July 31. Three days later, the Centers for Disease Control announced a new ban that will be in effect for 60 days in areas where Covid rates remain high. The new eviction moratorium will protect most renters until at least Oct. 3.

The new order brings about greater responsibility in keeping up with Covid rates. The latest moratorium covers renters in areas experiencing “substantial” and “high” levels of coronavirus cases. On the CDC’s website, you can check the level where you live. Some 80% of counties in the country should be covered.

Renters will lose the protection if their county has 14 consecutive days that fall below those levels. 

Perhaps feeling the heat of the younger, more progressive House members, the work to restore the eviction moratorium took a shorter period of time, compared to normal federal policy speed. Led by first-term Congresswoman Cori Bush of St.Louis, some Democratic representatives spent several nights outside of the U.S. Capitol to bring attention to the plight of those on the verge of being homeless.

What Else You Need to Know: 

According to CNBC, renters must also meet the requirements of the former eviction ban, such as having earned less than $99,000 in 2020 or 2021.

Renters must attest to a financial hardship during the coronavirus pandemic, that you’ve applied for rental assistance and that an eviction could lead to you becoming homeless or needing to double up with others.

In the meantime, the CDC recommends that renters apply for rental assistance.

Congress has allocated more than $45 billion in rental assistance to address the crisis, and only a sliver of the money has been spent so far. If you’re approved for the relief, you could get up to 18 months of rent covered.

If you haven’t applied yet, you should act quickly. Doing so could help you stay in your home longer.

At least four states — Massachusetts, Nevada, New York and Oregon — are temporarily banning evictions against those with a rental assistance application pending. 

The National Low Income Housing Coalition has a state-by-state list of the 484 programs giving out the federal money. The Consumer Financial Protection Bureau also has a tool to help you apply for rental relief.